deposit account
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- 1 deposit account
This refers to an account held at a bank or other financial institution for depositing and managing money.
deposit account
An account used to hold money at a financial institution, including savings and fixed-deposit accounts.
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บัญชีเงินฝากนี้มีดอกเบี้ยเท่าไร banchii ŋən fàak níi mii dɔ̀ɔk bîa thâw ray What is the interest rate on this deposit account? บัญชีเงินฝากนี้มีดอกเบี้ยเท่าไร details
Learning notes
Explanation
The term combines บัญชี, meaning “account” or “ledger,” with เงินฝาก, meaning “deposited money” or “deposit.” It is a general banking term that covers accounts used to hold deposits, including savings and fixed-deposit accounts. It sounds standard and somewhat administrative, so it is especially common in bank forms and product information. When the type of account is already clear, speakers often shorten it to บัญชี. The classifier for counting accounts is also บัญชี.
Usage
It is commonly used when opening an account, checking a balance, making deposits or withdrawals, and discussing interest rates. It also appears frequently in bank applications, agreements, and account information.
Caution
บัญชีเงินฝาก is a general category and is not identical to บัญชีออมทรัพย์, which specifically means a savings account. Also distinguish it from ฝากเงิน, the verb phrase meaning “to deposit money.”