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Thai

กองทุนสำรองเลี้ยงชีพ

Components

กองทุน
สำรอง
เลี้ยง
ชีพ

Pronunciation

kɔɔŋ thun sǎmrɔɔŋ líaŋ chîip

กองทุนสำรองเลี้ยงชีพ

kɔɔŋ thun sǎmrɔɔŋ líaŋ chîip

provident fund

Native recording

Analyzing pitch…

  1. 1 provident fund、employee retirement fund、workplace retirement savings fund

A workplace retirement savings fund, usually funded by both the employee and employer, meant to support the employee after leaving work or retiring.

1

provident fund、employee retirement fund、workplace retirement savings fund

Noun⭐️2 Not often used

A formal employee benefit fund used to build retirement savings through employee contributions and, often, employer matching contributions.

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Learning notes

Explanation

The phrase is built from กองทุน “fund,” สำรอง “reserved” or “set aside,” and เลี้ยงชีพ “to support one’s livelihood.” Its core idea is a fund set aside to support life after employment. In Thailand, it appears in HR documents, employee benefits, payslips, employment contracts, and retirement procedures. Related terms include เงินสะสม for the employee’s accumulated contributions and เงินสมทบ for contributions added by the employer or another party.

Usage

This term is commonly used when discussing employee benefits, payroll deductions, employer contributions, retirement payouts, long-term savings, and fund management. It can appear in conversation, but it mainly belongs to work, finance, and formal benefit-related contexts.

Caution

Do not use it for ordinary personal savings or pensions in general. It specifically refers to a workplace-based retirement savings fund connected to employment.

Differences from similar words

1 provident fund synonyms

  • บำนาญ means a pension paid after retirement. กองทุนสำรองเลี้ยงชีพ refers to the workplace fund or scheme used to accumulate retirement savings.

  • ประกันสังคม refers to the national social security system. กองทุนสำรองเลี้ยงชีพ is an employer-related retirement savings fund, so it belongs to a different type of benefit.

  • เงินออม means savings in a general sense. กองทุนสำรองเลี้ยงชีพ is not ordinary personal savings, but a formal fund set up under workplace rules.

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